Federal Student Loan Changes in 2026: Key Updates from the One Big Beautiful Bill Act

This article details significant changes to federal student aid programs taking effect in 2026 under the One Big Beautiful Bill Act. These changes include the phasing out of most income-driven repayment plans, new loan limits for Direct PLUS loans, and revised Pell Grant eligibility rules. The report highlights the current impact and deadlines for borrowers, with an update indicating very recent activity on the page.