Federal Student Loan Disbursements to Align with Credit Hours

New federal regulations will mandate that universities adjust student loan payouts based on the specific number of credit hours a student takes each semester. This policy shift, reflected in the 2027-2028 FAFSA available October 1, aims to prevent students from borrowing excessive amounts. Students will need to complete 24 credit hours annually to receive their full loan eligibility, impacting financial planning for many.