Bank Policy Institute Highlights Key Regulatory Debates on Consumer Financial Data Sharing and Stablecoin Risks

The Bank Policy Institute's August 8, 2026, insights report discusses ongoing debates regarding consumer financial data sharing, particularly whether banks should be allowed to charge fintechs and data aggregators for secure data access. Additionally, the report addresses the recognized anti-money laundering/countering the financing of terrorism (AML/CFT) risks associated with stablecoin issuers and other digital asset players, noting a shift in regulatory focus towards effectiveness over process in addressing illicit finance in crypto.