FDIC and OCC Issue Final Rule on Unsafe or Unsound Practices

On August 27, 2026, the Federal Deposit Insurance Corporation (FDIC) and the Office of the Comptroller of the Currency (OCC) jointly issued a final rule. This rule defines the term 'unsafe or unsound practice' for purposes of section 8 of the Federal Deposit Insurance Act and revises the supervisory framework for issuing matters requiring attention and other supervisory communications. The FDIC also released a statement summarizing its supervisory and enforcement approach for implementing Part 305 of its Rules and Regulations.