90%-Plus LTV Lending Reaches Highest Level Since Financial Crisis, According to BoE Data

AI-generated NewsSnap summary based on source reporting.
Published: 2026-09-08
Category: finance
Source: Mortgage Solutions

Data from the Bank of England's Mortgage Lenders and Administrators indicates that lending with loan-to-value (LTV) ratios above 90% has reached its highest level since the financial crisis. This figure is also 1.4 percentage points higher than the previous year, highlighting the increasing importance of low-deposit borrowing in the housing market.

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