Executive Order 14438 Aims to Decrease Housing Costs for Americans

Executive Order 14438, titled 'Decreasing Housing Costs for the American People,' became effective today, October 28, 2026. The order outlines the administration's policy to reduce regulatory barriers to mortgage origination, lower homeownership costs, and promote competition and innovation in the housing and mortgage markets. It establishes a Task Force on Manufactured Housing Innovation and directs actions to standardize home permitting and promote access to mortgage credit.